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March-April 2008
Perspectives
On the Horns of A Dilemma
Are community bankers caught in a crossfire between regulators and the market? Comptroller of the Currency John C. Dugan told a Florida Bankers Association conference in late January that his agency is focusing increased attention on problems arising from high community bank concentrations in commercial real estate. >>more
BookEnd
New Way to Pay
More than half of online users who are worried about identity theft say that concern has affected their online shopping, a Gartner survey found. However, there is a group of payment options gaining popularity because it helps consumers assuage those fears. >>more
InterviewPoint
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InterviewPoint
Name: John Black Occuption: CEO of 1st Enterprise Bank Location: Los Angeles Background: John Black started his banking career with Bank of America in the early 1980s in its L.A./Orange County division. Before forming 1st Enterprise Bank, Black was with Mellon 1st Business Bank (formerly 1st Business Bank; now Bank of New York Mellon) as president of its ... >>more
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Feature Articles
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Making Your Security System Pay
The spiraling costs of fraud investigations and losses are a pressing problem facing the banking industry. According to research conducted in 2006, U.S. financial institutions were losing $5 billion a year on average to fraud.
Despite increased investments in video surveillance, banks have found little improvement in their ability to reduce fraud. It’s a typical business conundrum: s... >>more
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HSA Success: Marketing Is the Key
It has been said that the road to success has many paths. This is true, there is one key path to the successful adoption of a health savings account product — a comprehensive marketing and communications plan. A truly integrated and well-planned marketing plan that involves several key components and partners can make the difference between account holder adoption, employer participation, account ... >>more
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Identify Employee Gaps
Six strategies to optimize your workforce to meet corporate objectives.
Moving a company successfully into the future takes vision and leadership: vision to understand what the future holds and leadership to navigate the company toward a goal. It also requires motivated employees whose skills are utilized to their fullest in a manner that will help the company achieve its long-term objectives.
K... >>more
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Conference
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Credit Risk, Insurance Agencies and Reverse Mortgages
As usual, much of the substance of the American Bankers Association National Conference for Community Bankers in Orlando Feb. 17–20 was to be gleaned in concurrent sessions covering a variety of targeted and timely issues. Among the dozen or so offerings interspersed with three general sessions were presentations on credit risk, insurance agency strategies and reverse mortgages.
On the subject of... >>more
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Cover Story
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Identify Employee Gaps
Six strategies to optimize your workforce to meet corporate objectives.
Moving a company successfully into the future takes vision and leadership: vision to understand what the future holds and leadership to navigate the company toward a goal. It also requires motivated employees whose skills are utilized to their fullest in a manner that will help the company achieve its long-term objectives.
K... >>more
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